Therapists Accepting BCBS, Cigna, Aetna, UnitedHealthcare, Optum, Medicaid, Magellan, and Carelon
MindLift Alliance provides accessible and affordable mental health services by accepting a wide range of insurance plans. Our licensed therapists serve individuals, couples, teens, and families in McKinney, Plano, Allen, Frisco, and throughout the state of Texas through both in-person and online therapy.
Clients often search for “therapy near me,” “therapists who take my insurance,” or “Medicaid therapist in Texas.” This page is designed to clearly outline the insurance plans we accept and help you understand how to use your benefits for mental health services.
Why Insurance Coverage Matters
Many individuals seek therapy but feel overwhelmed by insurance questions, coverage limitations, or concerns about affordability. MindLift Alliance is committed to making the process simple. Our team verifies your benefits, explains your coverage, and provides transparent information regarding copays, deductibles, and out-of-pocket costs before your first session.
Insurance Plans We Accept
Below is the full list of insurance plans currently accepted at MindLift Alliance. We are continually expanding our network to make mental health care more accessible.
Blue Cross Blue Shield (BCBS)
We accept BCBS PPO, HMO, POS, Blue Choice, and Blue Advantage plans.
Many clients find us through searches such as “BCBS therapist near me” or “Blue Cross Blue Shield counseling in McKinney.” BCBS covers a wide range of mental health services including individual, family, and teen counseling.
Cigna
MindLift Alliance is in-network with Cigna commercial plans. Clients often search for “Cigna therapist near me” or “Cigna counseling Texas.” We provide individual therapy, couples therapy, and adolescent counseling covered under Cigna behavioral health benefits.
Aetna
We accept Aetna PPO, HMO, Open Access, and Choice POS II plans. Aetna members frequently seek services for anxiety, depression, stress management, relationship conflicts, and trauma-informed therapy.
UnitedHealthcare (UHC)
We accept UHC commercial plans including PPO, Choice, and UMR (if applicable). UHC plans typically cover outpatient mental health services such as individual therapy, family therapy, and telehealth counseling.
Optum
Optum Behavioral Health includes United Behavioral Health (UBH) and many employer-sponsored plans. Clients often search “Optum therapist near me,” and we support a wide range of diagnoses and clinical needs under these plans.
Medicaid Plans We Accept
MindLift Alliance also accepts several major Texas Medicaid plans.
Medicaid Ambetter
Ambetter Medicaid plans cover individual therapy, teen counseling, and behavioral health support. Many clients search for “Ambetter therapist near me” or “Ambetter mental health Texas.”
Medicaid Superior HealthPlan
Superior Medicaid includes behavioral health benefits for individuals and families. This plan is commonly used by clients searching for “Superior HealthPlan counseling” or “Superior Medicaid therapist.”
Medicaid Molina Healthcare
Molina Medicaid covers outpatient mental health treatment, including therapy for anxiety, depression, adjustment concerns, and more. Searches like “Molina therapist Texas” and “Molina mental health provider near me” are optimized for this page.
Commercial Behavioral Health Networks
Magellan Health (Commercial)
Magellan Behavioral Health provides coverage for many employer-based insurance plans. MindLift Alliance is in-network for Magellan commercial plans and offers therapy for a range of emotional and behavioral concerns.
Carelon Behavioral Health (formerly Beacon Health Options)
We accept Carelon commercial plans (previously known as Beacon). This network covers counseling and therapy services for individuals, couples, and families.
Types of Therapy Services Covered by Insurance
Most insurance plans listed above cover the following outpatient mental health services:
Individual Therapy
Treatment for anxiety, depression, stress, emotional dysregulation, life transitions, grief, trauma symptoms, and overall emotional wellness.
Teen and Adolescent Therapy
Support for academic stress, emotional regulation, behavioral challenges, self-esteem, identity concerns, and family dynamics.
Couples and Marriage Counseling
Coverage may vary depending on the insurance plan. Common concerns include communication issues, conflict resolution, emotional disconnection, and trust repair.
Family Therapy
Family-based counseling for communication patterns, behavioral concerns, and relationship challenges within the home.
Trauma and PTSD Treatment
We offer trauma-informed therapy and modalities such as CBT, DBT-informed strategies, and EMDR (if available and covered by the plan).
Online Therapy (Telehealth)
Many commercial and Medicaid insurance plans cover online therapy. MindLift Alliance provides telehealth sessions for clients anywhere in Texas.
Insurance Verification Process
To make your experience easy, we verify all insurance plans before your first appointment. Once you provide your insurance information, our billing team will:
- Confirm that you are in-network
- Check your copay, coinsurance, and deductible
- Verify session limits (if any)
- Explain your estimated costs upfront
This ensures transparency and avoids unexpected charges.
Service Areas
MindLift Alliance provides in-person counseling in:
- McKinney, Texas
- Plano, Texas
- Allen, Texas
- Frisco, Texas
We also provide online therapy statewide across Texas.
Clients often find us through terms such as:
- “Therapist in McKinney that takes insurance”
- “Counseling Plano insurance accepted”
- “Mental health provider Frisco”
- “Affordable therapy Allen TX”
- “Insurance accepted therapist near me”
Why Clients Choose MindLift Alliance
MindLift Alliance is committed to high-quality, culturally sensitive mental health care. Clients choose our practice because:
- We accept ten major insurance and Medicaid plans
- We offer short wait times for new clients
- We provide both in-person and online therapy
- We offer evening and weekend appointments
- Our clinicians are licensed, experienced, and compassionate
- We support diverse backgrounds and bilingual needs
- We use evidence-based therapeutic approaches
Our goal is to make mental health treatment accessible, supportive, and effective for individuals and families in North Texas.
Start Your Appointment
Scheduling an appointment is simple.
You may book through our website, call our office, or text us to begin the insurance verification process.
MindLift Alliance is committed to making mental health care affordable and accessible for all clients. If you have questions about your insurance coverage, our team will guide you through every step.